Few places offer the lifestyle of waterfront living quite like Annapolis. Known as the Sailing Capital of America, Annapolis sits along the shores of the Chesapeake Bay and offers an extraordinary collection of waterfront communities featuring deep-water docks, private marinas, sandy beaches, and easy boating access.
From luxury estates on the Severn River to charming waterfront neighborhoods along the South River and Magothy River, Annapolis waterfront homes offer unmatched access to sailing, fishing, waterfront dining, and coastal living.
Whether you are searching for a boating community with a marina, a private waterfront estate, or a waterfront condominium overlooking the Chesapeake Bay, Annapolis offers a wide variety of neighborhoods to suit every lifestyle.
Below is our guide to the best waterfront communities in Annapolis, each offering its own unique amenities, waterfront access, and coastal charm.
The Severn River is one of the most prestigious waterfront locations in Annapolis, offering deep water, quick access to the Chesapeake Bay, and stunning waterfront estates.
Communities Along the Severn River
Admiral Heights is a desirable Annapolis waterfront community located along Weems Creek just minutes from downtown Annapolis and the United States Naval Academy. Known for its boating lifestyle, the neighborhood offers a private marina, boat slips, kayak storage, waterfront park, swimming pool, and tennis courts with quick access to the Severn River and the Chesapeake Bay. Admiral Heights is a popular choice for buyers searching for waterfront homes near downtown Annapolis.
Amberley is an established Severn River waterfront community in Annapolis known for deep-water boating access and scenic wooded surroundings. Residents enjoy a private marina, boat slips, and shoreline access to the Severn River, making it a top location for buyers seeking Annapolis waterfront homes with private marina access.
Broadview Estates is a Severn River waterfront community in Annapolis offering deep-water access and beautiful waterfront homes. The neighborhood is popular with buyers seeking Annapolis homes with private docks and boating access.
Downs on the Severn is an exclusive Severn River waterfront community in Annapolis known for luxury homes and exceptional boating access. Residents enjoy a private marina, boat slips, swimming pool, tennis courts, clubhouse, and waterfront park.
Epping Forest is a private gated Severn River waterfront community in Annapolis offering a sandy beach, marina, boat slips, clubhouse, waterfront park, and year-round community events.
Ferry Farms is a scenic Severn River waterfront community near Annapolis offering private docks, boating access, and beautiful waterfront homes with quick access to the Chesapeake Bay.
Lindamoor on the Severn is a sought-after Severn River waterfront community in Annapolis known for its boating lifestyle and luxury homes. Community amenities include a marina, boat slips, clubhouse, swimming pool, and tennis courts with quick access to the Chesapeake Bay.
Saefern is an exclusive Severn River waterfront community in Annapolis offering luxury homes and exceptional boating access. Residents enjoy a private marina, tennis courts, clubhouse, and scenic waterfront surroundings.
Severn Forest is a waterfront community along the Severn River near Annapolis offering wooded surroundings and private docks for boating and waterfront recreation.
Severn Grove is a quiet Severn River waterfront neighborhood near Annapolis featuring beautiful homes, private docks, and convenient boating access to the Chesapeake Bay.
Severn House is a waterfront condominium community in Annapolis overlooking the Severn River. Residents enjoy marina access, boat slips, and scenic water views with close proximity to downtown Annapolis and the United States Naval Academy.
Sherwood Forest is a private Severn River waterfront community near Annapolis offering resort-style amenities including a marina, sandy beach, golf course, tennis courts, clubhouse, and waterfront recreation areas.
Winchester on the Severn is a sought-after Severn River waterfront community in Annapolis featuring a marina, swimming pool, tennis courts, and beautiful waterfront homes with excellent boating access.
Many of these neighborhoods feature private marinas, deep-water docks, community beaches, and yacht-friendly boating access, making them ideal for sailing and power boating enthusiasts.
Living directly on the Chesapeake Bay provides sweeping water views, beach access, and incredible boating opportunities.
Chesapeake Bay Communities
Annapolis Roads is a scenic Chesapeake Bay waterfront community in Annapolis surrounded by Lake Ogleton and the Chesapeake Bay. Residents enjoy a private beach, pier, boat ramp, and waterfront pavilion, all just minutes from historic downtown Annapolis.
Arundel on the Bay is a charming Chesapeake Bay waterfront neighborhood in Annapolis known for its relaxed coastal lifestyle. Residents enjoy multiple beaches, fishing piers, boat ramps, and scenic waterfront areas ideal for kayaking, paddleboarding, and boating.
Bay Highlands is a vibrant Chesapeake Bay waterfront community in Annapolis located along Oyster Creek. Residents enjoy a private beach, marina, boat ramp, community pool, playground, and waterfront gathering areas.
Atlantis is a peaceful Annapolis waterfront community offering access to nearby creeks and the Chesapeake Bay. The neighborhood provides a quiet setting for buyers seeking waterfront homes in Annapolis with boating and fishing access.
Bay Ridge is one of the most prestigious Annapolis waterfront communities located directly on the Chesapeake Bay. This historic neighborhood features a private marina, sandy beach, community pool, clubhouse, tennis courts, playgrounds, and waterfront parks, making it one of the most desirable locations for luxury waterfront homes in Annapolis.
Bembe Beach is a small waterfront community along the Chesapeake Bay near Annapolis offering boating, fishing, and a relaxed coastal lifestyle.
Chesapeake Harbour is a gated waterfront condominium and townhome community in Annapolis offering resort-style living along the Chesapeake Bay. Amenities include a private marina, sandy beaches, swimming pools, tennis courts, and waterfront walking trails.
Highland Beach is a historic Chesapeake Bay waterfront town near Annapolis known for its beautiful shoreline and rich cultural history. Residents enjoy private beaches, waterfront homes, and easy access to boating and sailing on the Chesapeake Bay.
Tydings on the Bay is a Chesapeake Bay waterfront condominium community in Annapolis offering stunning water views, a private beach, waterfront pool, and direct access to the Bay.
These communities often feature private beaches, waterfront parks, and direct access to the Bay, making them some of the most desirable locations for buyers searching for Annapolis Chesapeake Bay waterfront homes.
Discover Rhode River communities surrounded by wooded shorelines, tranquil tidal waters, scenic waterfront properties, and a relaxed coastal lifestyle.
Rhode River Communities
Beverly Beach offers a relaxed Mayo Peninsula setting near the Rhode River and Chesapeake Bay, with neighborhood shoreline access and boating opportunities nearby.
Cloverlea is a water-privileged Mayo community along Cadle Creek, offering a community boat club and access by boat to the Rhode River.
Clubhouse Estates offers a quieter residential setting in the Rhode River watershed, close to the peninsula’s tidal creeks, boating and nature areas.
Mayo Beach is a small shoreline community near the Rhode River’s meeting with the West River and Bay, with Mayo Beach Park and paddling opportunities nearby.
Ponder Cove is a water-oriented Mayo neighborhood on sheltered Rhode River waters, with a documented community boating facility and convenient access toward the Bay.
Despite its name, South River Estates lies in the Rhode River watershed. Its Mayo Peninsula location puts residents close to the river’s coves and South County waterfront recreation.
These communities offer a peaceful waterfront setting surrounded by wooded shorelines, tidal creeks, and natural landscapes, with opportunities for boating, paddling, fishing, and enjoying the quiet beauty of the Rhode River.
The South River offers protected waterways, quiet creeks, and easy boating access to the Chesapeake Bay.
South River Communities
Annapolis Landing is a Riva waterfront community on Beards Creek, with a documented community marina and boating access to the South River.
Beechwood on the Burley is a secluded South River waterfront community near Annapolis offering private docks and boating access along Burley Creek. The neighborhood is known for its peaceful wooded setting and proximity to the Chesapeake Bay.
Berkshire offers a smaller Riva waterfront setting on the Beards Creek side of the South River, with a documented community boating facility.
Bon Haven is a Riva water-oriented neighborhood near Beards Creek, with documented community boating facilities and access toward the South River.
Broadview offers a residential waterfront setting in Riva, with a documented community boating facility near the upper South River.
Bywater Estates is a quiet South River waterfront neighborhood near Annapolis known for its serene setting and access to boating and waterfront recreation.
Cape St. John sits along the South River in the Annapolis area and offers a documented community ramp for enjoying the river by boat.
Chestnut Hill is a small Edgewater waterfront community with a documented community boating facility on the South River’s creek system.
Edgewater Beach offers South River shoreline living with a documented community boating facility and convenient access to Edgewater and Annapolis.
Fishing Creek Farm is an Annapolis waterfront community along Fishing Creek, with a documented community boating facility and access toward the South River and Bay.
Glebe Heights is an Edgewater water-privileged neighborhood near Glebe Creek and Glebe Bay, with a documented community pier.
Glen Isle offers Riva waterfront living near the South River, with a documented community boating facility and shore amenities.
Harbor Hills is a water-privileged Davidsonville community on the upper South River, with a documented community ramp, pier and boating facilities.
Hillsmere Shores is a highly desirable South River waterfront community in Annapolis offering a private beach, marina, boat ramp, community pool, playground, and waterfront park. With direct access to the Chesapeake Bay, Hillsmere Shores is a favorite for buyers searching for Annapolis waterfront homes with boating amenities.
Loch Haven offers established Edgewater waterfront living near the South River, with a documented community marina and neighborhood shoreline.
Oyster Harbor is a waterfront community in Annapolis located along Oyster Creek with easy access to the Chesapeake Bay. Residents enjoy a community marina, boat slips, and a relaxed coastal lifestyle ideal for boating and fishing.
Poplar Point is a South River area waterfront neighborhood with a documented community boating facility and convenient access to Edgewater amenities.
Riva Trace offers a residential setting near the South River and a documented community boat ramp for residents seeking water access.
River Watch is a small South River waterfront community near Annapolis known for private docks and beautiful water views. The neighborhood offers a tranquil boating lifestyle with easy access to the Chesapeake Bay.
Romar Estates is a small Annapolis Neck waterfront community with a documented boating facility near the lower South River.
Selby-on-the-Bay is a large Mayo Peninsula water-privileged community on Selby Bay and the South River, close to marinas and Chesapeake Bay boating.
Shoreham Beach offers a small shoreline neighborhood setting near the lower South River, with a documented community boating facility.
South River Heights is a Riva waterfront community with a documented community boating facility and access to the upper South River.
South River Landing is a gated Edgewater waterfront community on a peninsula bordered by the South River and tidal creeks, with a documented community marina.
South River Park is an established Edgewater waterfront neighborhood on Warehouse Creek, known for its community shoreline and access toward the South River.
Southdown Shores is a Riva water-privileged community with a documented boating facility near the upper South River.
Sylvan Shores is an established Riva waterfront community with documented community piers and a boat ramp on the South River’s creek system.
Turkey Point is a waterfront community at the mouth of the South River and Selby Bay. Residents enjoy private beaches, a pier, a boardwalk and shoreline overlooks, with boating access toward the Chesapeake Ba
Woods Landing is a quiet South River waterfront community near Annapolis offering private docks and convenient boating access to the Chesapeake Bay.
Many of these communities feature marinas, boat ramps, and private docks, making them perfect for buyers seeking boating communities near Annapolis.
The Magothy River is known for its excellent boating, waterfront restaurants, and scenic shoreline.
Magothy River Communities
Cape St. Claire is a highly desirable Magothy River waterfront community near Annapolis known for its extensive amenities. Residents enjoy multiple beaches, marinas, boat ramps, fishing piers, parks, and a community clubhouse with easy access to the Chesapeake Bay.
Podickory Point is a well-known Magothy River waterfront community near Annapolis offering a private marina and excellent boating access to the Chesapeake Bay. The neighborhood is popular among buyers seeking Annapolis-area homes with deep-water access and marina amenities.
Providence is a luxury waterfront community on the Magothy River near Annapolis featuring a private marina, boat slips, clubhouse, swimming pool, tennis courts, and scenic walking trails. Providence is highly desirable for buyers looking for luxury waterfront homes with resort-style amenities.
St. Margaret’s Landing is a Magothy River waterfront community near Annapolis featuring marina access, boat slips, and a peaceful residential environment with convenient Chesapeake Bay boating.
Wild Rose Shores is a Magothy River waterfront community near Annapolis known for its private marina, sandy beach, and boating amenities with direct access to the Chesapeake Bay.
These neighborhoods often include community marinas, beaches, and deep-water access to the Chesapeake Bay, making them a favorite among boaters.
For buyers who want to be close to shops, restaurants, and the historic waterfront district, these communities offer waterfront living within minutes of downtown Annapolis.
Downtown Annapolis Waterfront Areas
Annapolis Cove is a sought-after waterfront boating community in Annapolis located along Fishing Creek with direct access to the Chesapeake Bay. Community amenities include a private marina, boat slips, swimming pool, tennis courts, and walking paths, making it one of the area’s most desirable Annapolis waterfront neighborhoods for boaters.
Eastport is Annapolis’ historic maritime district located across Spa Creek from downtown Annapolis. Known for its vibrant boating culture, Eastport features marinas, waterfront restaurants, sailing events, and easy access to the Chesapeake Bay.
Murray Hill is one of the most prestigious historic waterfront neighborhoods in Annapolis overlooking Spa Creek. Residents enjoy walkable access to downtown Annapolis, marinas, waterfront parks, restaurants, and sailing on the Chesapeake Bay.
Pendennis Mount is a charming waterfront neighborhood in Annapolis located along Spa Creek. Known for its historic homes and proximity to downtown Annapolis, the community offers convenient access to marinas, sailing, and waterfront dining.
Wardour is a prestigious waterfront neighborhood in Annapolis overlooking Spa Creek and historic downtown Annapolis. Residents enjoy beautiful waterfront homes and walkable access to shops, restaurants, marinas, and sailing.
Watergate is a waterfront condominium community in Annapolis located along Spa Creek with marina access and scenic water views just minutes from downtown Annapolis.
West Annapolis is a charming waterfront-adjacent Annapolis neighborhood located near the Severn River and the U.S. Naval Academy Bridge. The area features boutique shops, restaurants, and nearby marinas with convenient access to downtown Annapolis.
These neighborhoods offer marinas, walkability, waterfront parks, and close proximity to the United States Naval Academy, making them highly desirable for those seeking both waterfront living and city convenience.
Other desirable waterfront neighborhoods in the Annapolis area include:
Anchorage is a quiet Annapolis waterfront neighborhood offering convenient access to the Severn River and the Chesapeake Bay. The community is ideal for boating enthusiasts and buyers looking for waterfront homes near Annapolis marinas, sailing, and downtown dining.
Bay Head is a small waterfront community near Annapolis offering direct access to the Chesapeake Bay and nearby waterways. The neighborhood is ideal for buyers looking for private waterfront homes with boating access near Annapolis.
Beacon Hill is an exclusive Annapolis waterfront neighborhood known for elegant homes and beautiful water views. Residents enjoy proximity to marinas, boating, and the Severn River while remaining close to downtown Annapolis.
Chesapeake Landing is a small Annapolis waterfront neighborhood offering boating access and a peaceful residential setting near the South River and Chesapeake Bay.
Dellwood is a quiet waterfront community near Annapolis offering access to nearby creeks and the Chesapeake Bay while remaining close to shopping, dining, and downtown Annapolis.
Fishing Creek Farm is a luxury Annapolis waterfront community known for its estate homes and resort-style amenities. Residents enjoy a private marina, boat slips, clubhouse, swimming pool, tennis courts, and waterfront walking trails.
Heritage Harbour is a premier 55+ waterfront community in Annapolis located along the South River. This active adult neighborhood offers a marina with boat slips, indoor and outdoor swimming pools, tennis courts, golf course, clubhouse, and extensive social activities. Heritage Harbour is a popular choice for buyers seeking waterfront homes and resort-style living in Annapolis.
Kingsport is an upscale waterfront-inspired community in Annapolis located along Church Creek. Amenities include a waterfront clubhouse, swimming pool, walking trails, and scenic green spaces with easy access to downtown Annapolis and the Chesapeake Bay.
Oakwood is a quiet waterfront community near Annapolis offering access to nearby creeks and the South River. The neighborhood provides a peaceful residential setting while remaining convenient to Annapolis shopping, dining, and boating.
Riva Trace is a scenic waterfront community near Annapolis located along Gingerville Creek. Surrounded by protected woodlands and nature trails, the neighborhood offers a peaceful setting with kayaking, paddleboarding, and boating opportunities nearby.
Shearwater is a small Annapolis waterfront community offering private docks and direct access to nearby creeks and the Chesapeake Bay, making it ideal for boating and waterfront living.
Whitehall Manor is a luxury waterfront condominium community near Annapolis overlooking Whitehall Creek and the Chesapeake Bay. Residents enjoy a private marina, boat slips, and beautiful waterfront views.
Each community offers its own mix of water access, marinas, waterfront homes, and lifestyle amenities.
Waterfront living in Annapolis offers a lifestyle unlike anywhere else on the East Coast. Residents enjoy:
• World-class sailing and boating
• Waterfront restaurants and marinas
• Easy access to the Chesapeake Bay
• Historic charm and walkable neighborhoods
• Proximity to Washington DC and Baltimore
With hundreds of miles of shoreline and some of the most beautiful waterways in Maryland, Annapolis waterfront homes provide an exceptional coastal lifestyle.
If you are considering buying or selling a waterfront home in Annapolis, working with a local waterfront real estate expert can help you navigate dock depth, boat access, shoreline regulations, and the unique features of each community.
Explore our detailed community guides to learn more about each of the best Annapolis waterfront neighborhoods.