3590 S RIVER TERRACE

Experience refined waterfront living in this completely reimagined home located in the coveted Loch Haven community, perfectly positioned on the protected waters of Pocahontas Creek with approximately 4 feet of mean low water and just seconds from the South River. This exceptional property offers the ideal blend of serene privacy, premier boating access, and sophisticated design. The home has been meticulously renovated from top to bottom and showcases an expansive open-concept layout designed to maximize both water views and natural light. In addition to the stunning cosmetic transformation, the home features major recent improvements including a brand-new roof, two new HVAC systems, and a newer water heater, offering true peace of mind. At the heart of the home is a stunning gourmet kitchen featuring a large statement island, Thermador stainless steel appliances, quartz countertops, custom tile backsplash, and a picture window perfectly framing the waterfront scenery. The kitchen flows seamlessly into the family room, highlighted by a linear fireplace with shiplap surround and custom mantel, and continues into the sun-drenched dining area wrapped in walls of windows. The main level also offers a thoughtfully designed mudroom with built-in lockers, a laundry room, a stylish powder room, and a generously sized private office. Throughout the home, you'll find luxury wide-plank flooring, reinforcing the home's cohesive, high-end aesthetic. The primary suite is a true waterfront retreat, offering water views, a sitting area, a private fireplace, and a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, and double vanity. Two additional spacious bedrooms and a beautifully updated full bath complete the second level.
The third floor provides incredible flexibility with a fourth bedroom featuring water views, an additional flex space or fifth bedroom/office, and a newly remodeled full bath--ideal for guests or multi-generational living.
The lower level offers a recreation room, gym, full bathroom, ample storage, and utility space--perfect for both everyday living and entertaining. Outdoor living is nothing short of spectacular. The dining area opens to a deck with glass railings that flows down to a waterside patio with a dramatic stone fireplace, creating a resort-like setting for entertaining or relaxing by the water. The professionally maintained grounds are supported by the irrigation system, and the private pier features a 10,000 lb boat lift and kayak storage, making this a true boater's dream. With a flat, usable waterfront lot, protected deep water, and luxurious upgrades throughout, this is a rare opportunity to own a turn-key waterfront home in one of the area's most desirable communities. The Loch Haven community offers an exceptional waterfront lifestyle with a private sandy beach, community marina with boat ramp, playground (tot lot), basketball and tennis courts, and scenic walking trails. Residents also enjoy a vibrant calendar of family and adult social events, creating a true sense of community and an unbeatable place to live, relax, and connect.